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Mother and child in a kitchen
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Family moving into a new home with boxes

Providing Mortgages to Nearly 3 Million Homeowners and More Every Day

Home is your launchpad. Your legacy. Your “we’ve made it” to the American dream. And no matter how many customers find home with us, every purchase or refinance still feels like a major accomplishment. That’s why being one of the nation’s top mortgage lenders means so much to us. From helping Veterans and service members access VA loans to families just starting out with an FHA loan, we offer the knowledge and mortgage products our customers need.

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How It Started

Founded in 1990 by Stanley C. Middleman, Freedom Mortgage was created by a family man—for families. We’ve built this company with one purpose in mind: to make homeownership accessible to everyone, including those with low credit scores or low down-payment options. Because your home is about more than just square footage…it’s the smell of pancakes on a Sunday morning…watching a thunderstorm from the comfort of your porch with a steaming mug in your hand…the dogs greeting you at the door after a long day…your home is your nest egg, your safe haven, and where you build your life.

And no matter how big we get as a company, we stay grounded in our roots: hard work, integrity, and a genuine care for our customers and communities.

Stanley C. Middleman, founder of Freedom Mortgage
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Your Freedom Mortgage Home Loan

Homeownership builds strong communities. Whether you’re purchasing a new home or refinancing your current house with us, you’ll automatically be eligible for exclusive benefits that support our belief that homeownership is a pathway to financial freedom.

Receive an alert whenever we can lower your rate or your mortgage payment.

Already have a loan with us? Sign up now.

Access homeownership savings, from security systems to homeowners insurance.

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Building Stronger Communities

Freedom Cares is the philanthropic arm of Freedom Mortgage and provides opportunities for our employees to get involved locally and give back in meaningful ways. Giving back strengthens our ongoing commitment to the communities across the country where we work and live.

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Work at Freedom

Growth isn’t just for our customers—it’s for our team, too. With programs like HYPE, we hire college graduates and those wanting a new career. We also continue to train, mentor, and promote from within, ensuring that every employee has the tools and opportunities they need to reach their full potential. Because when our people thrive, so do our customers.

Thanks to the votes of our employees, we’re consistently named a Top Workplace USA, year after year. Interested in working with us?

Launch Your Career
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What’s Happening Now

Read recent news from Freedom Mortgage about company awards, our philanthropic work through Freedom Cares, and more.

November 03, 2025

Freedom Mortgage Kicks Off Its 14th Annual Holiday Toy Fundraising Campaign

Our campaign to provide holiday gifts for children across the country

April 21, 2025

Freedom Mortgage Wins Fannie Mae STAR Performer Award for 9th Year in a Row

The company is recognized again as a top-performing mortgage servicer in 2024.

March 20, 2025

Freedom Mortgage Named a 2025 Top Workplace for 5th Year in a Row

Freedom Mortgage has been a Top Workplace since 2021.

March 20, 2025

Freedom Mortgage Honored with the Corporate Philanthropy Award from Habitat for Humanity South Central New Jersey

Freedom Mortgage supports Habitat for Humanity’s mission to build homes and communities.

March 3, 2025

Freedom Mortgage Grew Exponentially in 2024

Nationwide mortgage lender saw steady loan production and leveraged capital to fund its growth objectives.

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How Our Customers Feel

Excellent

Based on 5,004 reviews on

Trustpilot
“My loan officer explained everything clearly, secured a fantastic rate, and tailored the loan to my needs.”
“They made the process of buying a home very easy and straightforward.”
“Freedom Mortgage was fantastic. Lots of communication during the process. It was the easiest house purchase I have had.”
“We love our new home. It was a quick, smooth, successful process. I highly recommend Freedom Mortgage.”
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You’re Home Here

A Top FHA Lender in the U.S.

We’re thrilled to continue our Top FHA Lender position.

A Top VA Lender in the U.S.

We’re proud to be a Top VA Lender in the U.S.

A Top Residential Lender in the U.S.

We’ve worked hard to earn Top Residential Lender status.

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Disclaimer

*Inside Mortgage Finance, Jan.–Mar., 2026